If you’re a young or new driver and looking for car insurance, you will know that the insurance cost can be extremely.
There are ways of getting lower premiums for new and young drivers, think about the car you are going to buy, make sure they your vehicle is in a low car group and we recommend that you get a quote before you buy your first car, so that there are no surprises.
You may also want to consider adding your parent onto your policy as many insurers give cheaper quotations to new and young drivers for adding a parent onto your policy.
It’s not always the case that the older the vehicle the cheaper the insurance as some insurers recognize that newer vehicles are much safer vehicles, so make sure you look at several different options.
One other way you can reduce your insurance premium is by opting for a telematics policy which tracks your driving and can reward you for being a good driver. It’s also an ideal way of making sure you are a safe driver as many of these policies provide an on-line dashboard so that you can see how you have been driving. In addition, if your vehicle is stolen, many of these policies can track your vehicle, making it easier for your insurers to find your car.
We want your first insurance policy to be as cheap as possible, but we also want to make sure you drive safely which in turn will lower your insurance premiums.
The Association of British insurance have released some scary facts:
The single biggest cause of accidental death of young people aged 15 – 24 involves car accidents
In 2011, 5,419 people were killed or seriously injured as a result of an accident involving a young driver (aged 16-25)
40% of 17 year old males will be involved in an accident in the first six months of driving
Give one of our advisers a call on 0800 7313378 Were here to help and guide you through the process of buying your first insurance policy. It can sometimes be confusing, knowing what information you need to give to get the best quote. Our advisors will ask all the right questions to make sure you are getting the cheapest possible quotation.